white planet Earthmover Planet (white) blue swoop Earthmover Swoop (blue)

Monthly savings, year-round smiles

Rates as low as 2.19% APR | 90 Days of no payments (desktop)
Rates as low as 2.19% APR | 90 Days of no payments (mobile)
planet pale

Treat yourself to lower payments.

You deserve to save money on your car payment—and you will with the affordable monthly payments from Earthmover. Whether you’re refinancing your current loan from another lender, purchasing a new-to-you vehicle or even buying out your car lease, treat yourself to an auto loan that’s fast, local and just a click or call away.

Rates as low as 2.19% APR
It pays to be an Earthmover
  • New & used vehicles
  • No prepayment penalties
  • Flexible loan terms
  • GAP protection
apply by phone 24/7 anytime you want
Keeping our eyes on the road

Like your current auto loan, only better.

New cars can be difficult to come by. Until auto manufacturers catch up to supply chain constraints, consider refinancing your current loan from another lender. Or, if you have a lease getting close to its term, buy it out with a loan from Earthmover and keep that vehicle you’ve come to love. You’re likely to secure a lower monthly payment than your original loan or lease, and on top of that, we’ll start you off with 90 days of no payments².

gray planet pale

Reward yourself with 90 days of freedom.

Start your new Earthmover auto loan with 90 days of no payments². Pair that with an incredible rate and you’ve got extra cash to take with you wherever you’re headed next.

90 Days of no payments

More reasons to drive with Earthmover:

  • No prepayment penalties
  • Get pre-approved so you’re shopping with “cash in hand”
  • Flexible loan terms so that a monthly payment can fit well within your budget

What will my monthly payment look like?

$
$
View current rates

This calculator is for informational purposes only and is not a final, binding notification of what your actual monthly payment will be.

Monthly installment

Even more ways Earthmover Credit Union can help.

Always at your side

We're here to help keep you financially stable through this crisis and come out on the other side even stronger. From saving money for a new car to putting away funds for a relaxing retirement—and everything in between—we have the Savings Accounts you need to feel secure for what lies ahead.

Get the details

Working to keep more money in your pocket

Last year we were able to save our members more than $7.6 million by refinancing their loans from other financial institutions. If you have a high-rate loan on your vehicle, your RV, your boat, your mortgage and/or your credit card, come talk with us and let’s work to keep more money in your pocket.

Contact us

Saving comes naturally.

Need another reason to become an Earthmover? How about 7.6 million ones? Last year alone, Earthmover was able to collectively save our members $7.6 million compared to customers at larger banks with similar loans and accounts.

In this credit union, you are so much more than just a profit center disguised as an account number. Sure, you’re a member—and a valued one at that. But you’re also an owner with a say in how we move forward.

We invite you to finally just say "no" to those big box banks with their high rates on loans, low yields on savings and expensive (often hidden) fees.

Aim to save