Low rate or high reward? Follow your heart.
Maybe you crave adventure with points, perks and a little everyday excitement. Or maybe you prefer something steady that's low-key and there when you need it. Whatever makes your heart (and wallet) happy, there's a match waiting for you.
Visa Contour
Reliable. Consistent. Always there when you need it.
- 30% lower rates than the national average¹
- No annual fees
- Generous credit limit
- Contactless payments
- Digital wallet-ready
Visa Curva
Earn 1.5x points² with every dollar spent.
- Platinum Rewards card
- No annual fees
- Generous credit limit
- Contactless payments
- Digital wallet-ready
Tap and go securely with Contour and Curva.
Prefer to pay with your phone or watch? We've got you covered there, too. Contour and Curva are both digital wallet-ready, so you can tap and go in no time.
How our cards stack up:
| Card Perks | Visa Contour | Visa Curva |
|---|---|---|
| Generous credit limit | ||
| Competitive rates¹ | ||
| No annual fee | ||
| EMV + Contactless payments | ||
| Digital wallet-ready | ||
| uChoose Rewards®² | ||
| uChoose Rewards® Bonus Points² |
Looking for the fine print? It’s right here. At Earthmover, we keep things simple, honest and easy to understand. No surprises, no secrets.
Earthmover Visa Platinum Contour and Visa Platinum Preferred Rewards Curva Application and Solicitation
View hereEarthmover Visa Credit Card Agreement
View hereFor questions, give us a call at (630) 844-4950 or reach us by email.
Contact usMore ways Earthmover Credit Union can help.
Always at your side
We’re here to help you remain financially stable through uncertain economic times and come out on the other side even stronger. From saving money for a new car to putting away funds for a relaxing retirement—and everything in between—we have the savings accounts you need to feel secure for what lies ahead.
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Working to keep more money in your pocket
Since 2011 we've saved members $51,661,024 by refinancing their loans from other financial institutions. If you have a high-rate loan on your vehicle, your RV, your boat, your mortgage and/or your credit card, come talk with us and let’s work to keep more money in your pocket.
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Saving comes naturally.
Need another reason to become an Earthmover? How about 7.6 million ones? Last year alone, Earthmover was able to collectively save our members $7.6 million compared to customers at larger banks with similar loans and accounts.
At this credit union, you are so much more than just a profit center disguised as an account number. Sure, you’re a member—and a valued one at that. But you’re also an owner with a say in how we move forward.
We invite you to finally just say "no" to those big-box banks with their high rates on loans, low yields on savings and expensive (often hidden) fees.
Aim to save¹ For comparison purposes only. National average credit card rate of 19.87% APR is based on Bankrate data as of November 25, 2025 and is compared to Earthmover’s Visa Contour Credit Card which offers variable rates as low as 13.40% APR to 19.40% APR. Visa Curva variable rates as low as 15.40% to 21.40% APR. The rate you qualify for is based on your creditworthiness. This APR will vary with the market based on the Prime Rate. All rates and comparisons are subject to change without notice, and accuracy cannot be guaranteed.
² Applies to Earthmover Credit Union Visa Curva cardholders only. Credit union membership required. Cardholders earn 1.5 points per $1.00 spent on qualifying purchases. Points are earned through the uChoose Rewards® program. Certain restrictions and terms apply. See uchooserewards.com or your credit card agreement for complete details. Offer subject to change without notice.
The Contactless Indicator mark, consisting of four graduating arcs, and the Contactless Symbol are trademarks owned by and used with permission of EMVCo, LLC.
Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC. Samsung Pay is only compatible with supported cards, carriers, and Samsung devices. See Samsung.com/pay for compatibility. uChoose Rewards® is a registered trademark of Fiserv, Inc. To learn more about uChoose Rewards®, log in to your online account.