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Auto Loans & Refinancing

Your vehicle has a secret money-saving feature: It's us.

Refinance and save with Earthmover.

Save money today by refinancing your auto loan with Earthmover. You’ll make no payments for 90 days¹ and get rates as low as 1.69% APR². That means great savings now and for the life of your loan.

If you’re looking to buy a new or pre-owned vehicle, you can take advantage of the same offer with an auto loan from Earthmover. Get pre-approved today and visit the dealership with cash in hand.

Safe and secure with extra funds.

The essentials can be difficult to come by, especially when many Americans are experiencing reduced hours and job loss. By refinancing your Auto Loan as low as 1.69% APR², you can have extra cash on hand for what you need most.

Rates as low as 1.69% APR²

More reasons to drive with Earthmover:

  • No prepayment penalties
  • Get pre-approved so you’re shopping with “cash in hand”
  • Flexible loan terms so that a monthly payment can fit well within your budget

Your membership gives back every day.

As a not-for-profit financial institution, we're not in business to make money—we're in business to help our members. From personalized financial guidance to the $500,000 we just gave back to our members earlier this year, we have you in mind every step of the way.

Even more ways Earthmover Credit Union can help.

Always at your side

We're here to help keep you financially stable through this crisis and come out on the other side even stronger. From saving money for a new car to putting away funds for a relaxing retirement—and everything in between—we have the Savings Accounts you need to feel secure for what lies ahead.

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Working to keep more money in your pocket

Last year we were able to save our members more than $3 million by refinancing their loans from other financial institutions. If you have a high-rate loan on your vehicle, your RV, your boat, your mortgage and/or your credit card, come talk with us and let’s work to keep more money in your pocket.

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Saving comes naturally.

Need another reason to become an Earthmover? How about 5.7 million ones? Last year alone, Earthmover was able to collectively save our members $5.7 million compared to customers at larger banks with similar loans and accounts.

In this credit union, you are so much more than just a profit center disguised as an account number. Sure, you’re a member—and a valued one at that. But you’re also an owner with a say in how we move forward.

We invite you to finally just say "no" to those big box banks with their high rates on loans, low yields on savings and expensive (often hidden) fees.

Aim to save