Get more spending power
from your horsepower.
What could you do with an extra $1,332*? It’s fuel for the open road, some new outdoor gear for the kids or for cozy nights in with food delivery and your favorite shows. And that’s just the start of putting more cash in your pocket.
With an incredible rate from Earthmover, you’ll save money long after those first 90 days—whether you’re refinancing your existing auto loan, purchasing a new or used vehicle or even buying out your lease.
No payments for a full 90 Days¹
as low as 4.74% APR²
What will my monthly payment look like?
That’s a great question and the answer looks different for everyone. Give our loan calculator a try and get a better understanding of what your monthly payment might look like.
This calculator is for estimation and informational purposes only. Price presented is not a final, binding notification of what your actual monthly payment will be. Speak to an Earthmover team member for more information.
More reasons to drive with Earthmover:
- No prepayment penalties
- Get pre-approved so you’re shopping with “cash in hand”
- Flexible loan terms so that a monthly payment can fit well within your budget
More ways Earthmover Credit Union can help.
Always at your side
We’re here to help you remain financially stable through uncertain economic times and come out on the other side even stronger. From saving money for a new car to putting away funds for a relaxing retirement—and everything in between—we have the savings accounts you need to feel secure for what lies ahead.
Get the details
Working to keep more money in your pocket
Last year we were able to save our members more than $7.6 million by refinancing their loans from other financial institutions. If you have a high-rate loan on your vehicle, your RV, your boat, your mortgage and/or your credit card, come talk with us and let’s work to keep more money in your pocket.
Contact us
Saving comes naturally.
Need another reason to become an Earthmover? How about 7.6 million ones? Last year alone, Earthmover was able to collectively save our members $7.6 million compared to customers at larger banks with similar loans and accounts.
At this credit union, you are so much more than just a profit center disguised as an account number. Sure, you’re a member—and a valued one at that. But you’re also an owner with a say in how we move forward.
We invite you to finally just say "no" to those big-box banks with their high rates on loans, low yields on savings and expensive (often hidden) fees.
Aim to save¹ No payments for 90 days No payments will be required for the first 90 days. Offer only applies to auto loans. Interest will accrue during this period.
² Rates as low as 4.74% APR. APR=Annual Percentage Rate. Proof of address and verification of employment are required. Rate is determined by credit score, loan term, and vehicle model year. The maximum rate for an auto loan is 19.24% APR. Auto refinancing offer only applies to loans financed by institutions other than Earthmover Credit Union. Financing up to 72 months available for qualifying vehicles. Maximum loan-to-value limits apply. Contact a credit union representative for details. Conditions and terms are subject to change without notice. Rates are current as of March 26, 2024 and are subject to change based on market conditions. Payment example: on a $35,000 auto at 5.89% APR for 60 months, your payment would be $675/month.
* The figure of $1,332 is a result of the first 90 days with no payments based on the average monthly auto loan payment of all members with an Earthmover Auto Loan in Calendar Year 2023. This amount will differ based on your monthly auto loan payment and is only provided as an example.