Throughout the month of April, join Earthmover in celebrating National Credit Union Youth Month. All month long we’ll be encouraging younger members to save for a rainy day and help understand the value of saving as a lifelong habit.

Right now, we’re offering a 12-month, 5.00% APY* certificate of deposit special available until April 30, 2024. Teach kids about money and how quickly it can grow by opening your CD today.

While we take financial education seriously all year, April provides even more opportunities to work with members and community partners to promote financial wellness.

Keep an eye on our website and social media accounts for upcoming youth events and activities all month long.

Open at any branch

* APY=Annual Percentage Yield with a $500 minimum deposit, $2,000 maximum deposit. Rates are subject to change. One CD special valid per member. New and existing members qualify. Youth CD offer valid for individuals up to the age of 17. Rate available through April 29, 2024. ECU reserves the right to withhold any special offers. Certain restrictions apply. Minimum balance requirement is $500. There is a substantial penalty for early withdrawal. Fees could reduce earnings on the account. All of these accounts are based on monthly compounding of interest and monthly crediting of interest.

Tax season is often when we take stock of our overall finances. If we got a refund (or even if we didn’t), we’re more aware of the importance of saving for the future (and our eventual retirement).

But fret not, because getting into the savings groove is easy with Earthmover by your side.

We’ve developed a great resource to provide you with excellent options for long-term saving. As you scroll through the page, you’ll find a variety of helpful videos—including Certificates of Deposit, IRAs, Estate Planning and Planning for Retirement.

When you’re ready to put your plan into action—or even beef up the plan you currently have—contact us. We’d love to walk you through your options.

In January of last year, Heaven Loza was struck by a semi-truck and given a low chance of survival by doctors. The twenty year old, mother of two, now lives in the care of her mother and needs your help.

Because Heaven’s insurance does not cover all of her many medical expenses, Earthmover is raising funds to help the family purchase a much-needed wheelchair-accessible van.

By purchasing a chocolate bar at any Earthmover branch location, you’ll be directly supporting Heaven and her family.

Help Heaven

With spring in full swing, your head is likely brimming with ideas and projects for your home. Or perhaps a dream vacation is filing your Pinterest board. Or maybe you want a fresh start by consolidating your high-rate credit cards into one nice, neat and much (much) lower monthly payment.

You can have it all with an Earthmover Home Equity Loan or Line of Credit from Earthmover. Not only does this dynamic line of credit allow you to stretch your creativity as well as your budget, but it comes with no closing costs* and lets you draw money from the line as you need it, only paying interest on the amount you draw from.

Start those improvements

* Credit union membership required.

Cybersecurity is no longer a niche concern of IT departments but a boardroom imperative. As cyber threats grow more sophisticated, our approaches to safeguarding digital assets must evolve. We're witnessing a significant shift towards proactive risk management, emphasizing early detection and rapid response capabilities. It’s about building resilience, ensuring operations can withstand and quickly recover from security incidents.

The conversation has expanded to include the importance of educating our members about cybersecurity. Awareness and vigilance are powerful defenses against cyber threats. By empowering our members with knowledge and tools to protect their information, we enhance our collective security.

In today’s digital age, the security of our members’ financial information is not just a priority but a fundamental responsibility. The conversation around cybersecurity is increasingly centered on not if—but when and how—we respond to potential threats.

As we navigate this challenging landscape, collaboration across industries and with regulatory bodies is vital. Sharing knowledge, resources and best practices can help us stay one step ahead of cybercriminals. Together, we can build a safer financial ecosystem for everyone.

To start the year, the Earthmover charity committee, Earthgivers, raised $1,600 for the Vera Family of Aurora. Francisco & Jacky Vera passed away in a vehicle accident in December 2023. We sold Sarris chocolate pretzels to help the family with funeral and medical costs. Thank you for your support and donations. It’s because of you that our community thrives!

What’s in store for Earthgivers? This summer we’ll be hosting a Versiti Mobile Blood drive, so stay tuned for details.

With rates slowly (and thankfully) starting to decline, now’s a great time for a mortgage check-up. It’s easy to compare the rate you’re currently paying from another lender to a potential lower rate from Earthmover.

Step 1: Check out our current mortgage rates.

Step 2: Take a look at your current rate and give us a call to talk through potential options.

Step 3: Save money every month on your mortgage!

If we can’t offer you a lower rate now, check back regularly. Even a 1-2% difference can mean significant savings each month.

Don’t wait

Remember that rebrand we did in 2022? You know, the logo you’re currently looking at. Well, it’s time we bring that look into our branches! Get ready for a fresh new look inside the branches with an upcoming remodel, completing the final stage of our rebrand.

The remodel will take a phased approach through four branches over the next two years, eventually resulting in a cohesive look between all locations. The goal of this project is to modernize the branches, while also improving member experience to continue providing quality financial products and services to the community.

Read the full press release below!

Earthmover Credit Union Remodel to Revitalize Branch Experience

OSWEGO, Ill. — Earthmover Credit Union (ECU) is implementing a fresh appearance in its branches with an upcoming remodel, completing the final stage of its rebrand. The remodel will take a phased approach through four branches over the next two years, eventually resulting in a cohesive look between all locations. The goal of this project is to modernize the branches, while also improving member experience to continue providing quality financial products and services to the community.

“This is the last phase of our most recent rebrand,” Vice President of Marketing & Business Development Janel Cabadas said. “We will bring to life a more contemporary look and feel for both our members and staff.”

In October 2022, ECU rolled out a rebranded look with a new logo, color palette, tagline and design elements. The rebrand allows ECU to better align its look with its identity as a trusted local financial institution that provides competitive products and services.

To make this project come to life, ECU is collaborating with The Redmond Company, a Wisconsin-based integrated design and construction company that specializes in financial institutions. The result will be a cohesive look that ties together each branch to the ECU brand, demonstrating its steadfast commitment to accessible financial wellness.

“We partnered with The Redmond Company to see our vision become a reality, as we look for better visibility and brand recognition in our community,” Cabadas said. “It is important to us that our members feel uniformity at every Earthmover branch.”

Providing a more efficient and comfortable design enhances the overall member experience, while incorporating recognizable ECU branding elements helps establish identity and ties these locations to other branches and services.

“The slanted roof at new exterior entrances will add consistency between branches and creates recognizable feature easily seen from the road that will become synonymous with Earthmover,” Redmond’s Project Manager Christine Bailey said.

In March 2024, the Yorkville location will begin remodel work, and while operations will be affected, the branch will remain open for the duration of the project. In May 2024, the Aurora branch will temporarily close during the remodel. ECU’s Oswego and Montgomery branches will be remodeled at a later date. Members are encouraged to visit ECU’s website to get the latest news, as dates are subject to change.

ECU is a not-for-profit full-service banking institution that has been serving its members for over 60 years. Membership is available to anyone living or working in one of the following counties: Kendall, Kane, DuPage, Will, LaSalle, DeKalb and Grundy. As a not-for-profit organization, Earthmover returns its earnings to its members through lower loan rates, higher savings rates, lower fees and more. ECU currently provides banking services to over 29,000 members at its six branch offices, located in Yorkville, Montgomery, Oswego, Aurora and North Aurora, as well as a student-run branch in the Oswego High School. For more information, please contact ECU at 630-844-4950 or log onto www.earthmovercu.com.

The Redmond Company is a national Premier Design/Build Partner with 900+ financial projects completed. Services include: Prescriptive Analytics, Market Analysis, Trade Area Analysis, Branch Deployment Studies, Site Identification and Acquisition, Brand Integration, Architecture and Construction. For more information about The Redmond Company, visit www.TheRedmondCo.com.

Every month, we continue to see the same wonderful, smiling faces behind our teller counters, in the branches and at our main office. While our Earthmover family continues to grow, here are a handful of anniversaries we’re celebrating this season:

Kelly McDonough | President + CEO (5 years)

Martiza Rangel | Branch Manager (10 years)

Amber Lockman | Sr. Branch Manager (10 years)

Jean Clayton | Call Center Manager (45 years)