Where you're at, we're right there with you.

Challenging times call for a caring hand. We’re here to lend you ours. Secure the funds you need knowing you'll have affordable monthly payments to help you along the way.

Rates as low as 9.99% APR¹

What can I do with an Earthmover Personal Loan?

This versatile loan gives you the funds for just about anything you need. From a much needed vacation to big-ticket purchases, here are three common uses:


Vacation time

Treat your family (or yourself) to that much needed vacation rather than putting it on your high-interest credit card.


Big-ticket purchase

Instead of opening another credit card from the big box store, use a low-interest personal loan to get the goods you need now.


Paying off debt

Quickly consolidate and pay off high-interest credit card debt with set monthly payments you can actually manage.

Personal loans vs. credit cards:
Which is right for you?

Both give you access to funds when you need them, so why would you choose a personal loan over a credit card?

Personal Loan Credit Card
Borrow a specific amount
Locked-in fixed rate ²
Revolving credit limit
Set monthly payments
Use it for almost anything
Personal Loans

The right tools for the job.

In times like these, having the right tools for the job goes a long way. An Earthmover Personal Loan is great for anything life throws at you, allowing you to secure funds when you need to beat the odds.

Rates as low as 9.99% APR¹

Apply today

Secure the funds, focus on the future.

Rates as low as

9.99% APR¹

Amount you can borrow

Member dependent

More ways Earthmover Credit Union can help.

Always at your side

We’re here to help you remain financially stable through uncertain economic times and come out on the other side even stronger. From saving money for a new car to putting away funds for a relaxing retirement—and everything in between—we have the savings accounts you need to feel secure for what lies ahead.

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Working to keep more money in your pocket

Last year we were able to save our members more than $7.6 million by refinancing their loans from other financial institutions. If you have a high-rate loan on your vehicle, your RV, your boat, your mortgage and/or your credit card, come talk with us and let’s work to keep more money in your pocket.

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Saving comes naturally.

Need another reason to become an Earthmover? How about 7.6 million ones? Last year alone, Earthmover was able to collectively save our members $7.6 million compared to customers at larger banks with similar loans and accounts.

At this credit union, you are so much more than just a profit center disguised as an account number. Sure, you’re a member—and a valued one at that. But you’re also an owner with a say in how we move forward.

We invite you to finally just say "no" to those big-box banks with their high rates on loans, low yields on savings and expensive (often hidden) fees.

Aim to save

¹ APR=Annual Percentage Rate. Estimated monthly payment example = $88.00 per $1,000 (payment example is based on 9.99% APR and a term of 12 months). Your rate will be based on the number of years your loan is financed and your individual credit history under our personal credit program.

² The majority of credit cards have a variable annual interest rate. This means that every time the Federal Reserve Board raises the Prime Interest Rate, your credit card rate will increase, too.