Anytime Loans

Shake off payday loan stress with Earthmover’s Anytime Loan

Got an unexpected bill? Dreaming of a getaway? Earthmover’s Anytime Loan is here for you — fast funds, no collateral and a repayment plan you...

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Got an unexpected bill? Dreaming of a getaway? Earthmover’s Anytime Loan is here for you — fast funds, no collateral and a repayment plan you can actually manage.

Why choose an Anytime Loan over a payday loan? The difference is huge: rates as low as 10.74% APR* and terms from a few months up to 48 months, giving predictable payments. Payday lenders? Think high rates (up to 36% in Illinois), tiny loan amounts and fees that stack up fast.

Use it for whatever life throws at you: emergencies, big moments or to simplify your finances by consolidating high-interest credit cards.

Our goal? To give you help without hidden fees or surprises. Earthmover is your partner, and with the Anytime Loan, you can breathe easier.

Apply today and see why this option beats those payday traps.

Explore Anytime Loans

*APR = Annual Percentage Rate. Your rate will be based on the number of years your loan is financed and your individual credit history under our personal credit program. Estimated monthly payment example=$89.00 per $1,000 (payment example is based on 10.74% APR and a term of 12 months). Maximum loan amount may vary and depends on creditworthiness, loan purpose, and term. A $60.00 PPFC fee applies for loans under $2,500. Subject to change without notice. Credit union membership required.

Community

Batavia Branch Now Open

North Aurora Branch Closed We are delighted to announce that our Batavia branch is now open! Earthmover Credit Union is eager to join the...

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North Aurora Branch Closed

We are delighted to announce that our Batavia branch is now open! Earthmover Credit Union is eager to join the Batavia community and spread the credit union message further. This state-of-the-art space, located at 1992 McKee St. off Randall Road in Batavia, is designed to deliver an exceptional experience for our members.

Our North Aurora branch is now permanently closed. North Aurora members can now visit our Batavia branch in addition to our other convenient locations, including our Aurora branch. We look forward to welcoming you into this modern, convenient and community-centered branch — a reflection of our continued commitment to helping you move toward your goals.

We’re thrilled to be a part of the Batavia community! We invite you to stop by and learn how Earthmover can help you.

Anniversaries

Celebrating our staff is a full-time job!

At Earthmover, our story has always been written by the people who bring it to life. Their care for our members, their energy and their everyday...

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At Earthmover, our story has always been written by the people who bring it to life. Their care for our members, their energy and their everyday dedication are what keep our mission moving. This month, we’re honoring four remarkable team members who’ve reached milestone anniversaries: moments that reflect not just time served, but the heart and spirit that define our credit union. We invite you to celebrate their journey and the lasting impact they’ve made on the Earthmover family.

Alex Morales, business development representative, celebrating 5 years with Earthmover.

Spencer Britt, consumer loan officer, celebrating 15 years with Earthmover.

Jamie Jesman, mortgage loan officer, celebrating 25 years with Earthmover.

Lisa Maratea, Vice President of Lending & Collections, celebrating 30 years with Earthmover.

Our Team

Staff Promotions

We’re excited to announce two significant promotions at Earthmover Credit Union! This fall, we celebrate not only the 30th anniversary of Lisa...

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We’re excited to announce two significant promotions at Earthmover Credit Union! This fall, we celebrate not only the 30th anniversary of Lisa Maratea, but also her promotion to Vice President of Lending & Collections. In Lisa’s impressing career, she led Earthmover’s first mortgage lending program, to offer vital financial support to members. Her business knowledge and dedication to our members have made her a tremendous asset to our team.

Longtime Earthmover Todd Westmoreland now serves as Executive Vice President of Lending & Collections. Todd has spent nearly 36 years at the credit union, guiding a team of experienced lenders and strengthening departments. He is looking forward to preparing the next generation of leaders at Earthmovers.

In the Community

Earthmover Events

We’ve been busy in our community lately, hosting events and lending a helping hand. Fulfilling our mission as a credit union means providing...

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We’ve been busy in our community lately, hosting events and lending a helping hand. Fulfilling our mission as a credit union means providing resources for the community; something we strive to do every day.

Here’s a recap of a few key events that happened recently:

In celebration of CU Kind Day, Earthmover staff assembled 250 craft kits for patients of the Lurie Children’s Hospital of Chicago. Our team also volunteered at the hospital with other credit union advocates.

During a recent Earthgivers BBQ fundraiser for Nicholas Rizo, a brave three-year-old with complex medical issues, the crew sold over 140 meals in support of the family and their medical expenses.

Cars lined up at our recent Shred Event, held in partnership with the Village of Montgomery and State Representative Matt Hanson. Earthgivers was on-site and raised just under $700 for the Rizo family!

Fall Scams

Stay Alert: Protect yourself from rising scams this fall

This fall, scams and fraud attempts are on the rise, and fraudsters are finding new ways to target credit union members. At Earthmover, your...

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This fall, scams and fraud attempts are on the rise, and fraudsters are finding new ways to target credit union members. At Earthmover, your security is our top priority, and we want you to be aware of the tactics being used so you can protect yourself and your accounts.

Scammers are impersonating Earthmover through text, email, phone calls and even mailed letters. They often create a false sense of urgency to pressure members into sharing sensitive information or completing transactions. Remember: Earthmover will never ask for your personal information, usernames, login credentials or one-time passcodes. We will also never request that you move money, complete a transaction over the phone or meet you at any location, including your home.

Here are key tips to keep in mind:

Protect your information: Never share personal details, login credentials or one-time passcodes.

Stay alert for red flags: Watch for spelling errors, odd sender addresses or urgent demands.

Update your passwords regularly: This is one of the simplest ways to safeguard your accounts.

Avoid suspicious requests: Earthmover does not use Bitcoin or cryptocurrency for transactions, and we will never ask you to use them.

When in doubt, delete and report: Never click links, download attachments or call numbers listed in a suspicious message.

Your vigilance makes a difference. If you receive any communication that feels off, please contact Earthmover directly at (630) 844-4950. Our team is here to verify, answer questions and ensure your account remains safe.

Fraudsters may be persistent, but we’re committed to protecting our members through proactive monitoring, security tools and education. Together, we can stay one step ahead.

Upcoming Community Events

November 2025 19
Fraud Awareness Seminar Wednesday, November 19th - 5:30 AM - 7:30 PM
Fight fraud with us! We are hosting a fraud awareness seminar on Wednesday, Nov. 19 from 5:30 to 7:30 p.m. at 2195 Baseline Road, Oswego.
Click here to register.

Upcoming Holiday Closings

November 2025 11
Veterans Day Tuesday, November 11th
November 2025 27
Thanksgiving Day Thursday, November 27th
December 2025 24
Christmas Eve Wednesday, December 24th
December 2025 25
Christmas Day Thursday, December 25th
December 2025 31
New Year’s Eve Wednesday, December 31st
Closed after 1 p.m.
January 2026 1
New Year’s Day Thursday, January 1st