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VISA Credit Cards

Small rate. Big relief.

Make our VISA® Credit Card work for you.

Get relief today by transferring your high-rate card balances to a new Earthmover CU VISA® Credit Card and receive 1.99% APR¹ for the first six months after the card has been issued with no transfer limit and no balance transfer fees. And at the same time, all of your new purchases will receive this same low 1.99% APR¹ for this first six-month period.

Plus, you’ll enjoy all of the terrific benefits that being a member of Earthmover CU brings you.

A sure thing in unsure times.

With income and expenses in flux, you need a credit card that’s on your side. With no annual fee, no balance transfer fees and a terrific APR when you move higher-rate balances to our VISA® Credit Card, you’ll feel the support of a credit card that has you in mind.

Whether you’re looking to transfer your balance or upgrade your credit card, our VISA® Credit Card options have a small rate that can offer big relief.

Relief and security in two forms.

Choose from our VISA® Platinum or our VISA® Platinum Preferred Credit Cards, which give you even more spending power and ScoreCard Rewards. Both offer the same great Earthmover service our members have come to love.

VISA® Platinum VISA® Platinum Preferred
Balance Transfer Special 1.99% APR for 6 months¹ on both purchases and balance transfers 1.99% APR for 6 months¹ on both purchases and balance transfers
Credit Limit up to $2,499 starting at $2,500
Rates & Terms 13.8% APR¹ 7.00% APR-12.5% APR¹
No Annual Fee
ScoreCard Rewards²
ScoreCard Bonus Points²
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Your membership gives back every day.

As a not-for-profit financial institution, we're not in business to make money—we're in business to help our members. From personalized financial guidance to the $500,000 we have back to our members this past year, we have you in mind every step of the way.

Even more ways Earthmover Credit Union can help.

Always at your side

We're here to help keep you financially stable through this crisis and come out on the other side even stronger. From saving money for a new car to putting away funds for a relaxing retirement—and everything in between—we have the Savings Accounts you need to feel secure for what lies ahead.

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Working to keep more money in your pocket

Last year we were able to save our members more than $7.6 million by refinancing their loans from other financial institutions. If you have a high-rate loan on your vehicle, your RV, your boat, your mortgage and/or your credit card, come talk with us and let’s work to keep more money in your pocket.

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Saving comes naturally.

Need another reason to become an Earthmover? How about 7.6 million ones? Last year alone, Earthmover was able to collectively save our members $7.6 million compared to customers at larger banks with similar loans and accounts.

In this credit union, you are so much more than just a profit center disguised as an account number. Sure, you’re a member—and a valued one at that. But you’re also an owner with a say in how we move forward.

We invite you to finally just say "no" to those big box banks with their high rates on loans, low yields on savings and expensive (often hidden) fees.

Aim to save